Step 1: Prepare the Ingredients

1. Cut the chicken into bite-sized pieces.
2. Dice the onion and bell peppers.
3. Mince the garlic.
4. Shred the cheese if using block cheese.
5. Measure all seasonings and ingredients before starting.

Step 2: Season the Chicken

1. In a medium bowl, combine the chicken with:
   • Chili powder
   • Cumin
   • Smoked paprika
   • Garlic powder
   • Onion powder
   • Oregano
   • Salt
   • Black pepper
2. Toss until the chicken is evenly coated.

Step 3: Brown the Chicken

1. Heat the olive oil in a large deep skillet over medium-high heat.
2. Add the seasoned chicken.
3. Cook for 4–5 minutes, stirring occasionally, until lightly browned.
4. Transfer the chicken to a plate and set aside.

Step 4: Sauté the Vegetables

1. In the same skillet, add the diced onion and bell peppers.
2. Cook for 3–4 minutes until softened.
3. Stir in the minced garlic and cook for 30 seconds until fragrant.

Step 5: Toast the Rice

1. Add the uncooked rice to the skillet.
2. Stir continuously for 1–2 minutes.
3. Allow the rice to lightly toast, which enhances flavor and texture.

Step 6: Add Liquids and Vegetables

1. Pour in the chicken broth.
2. Add the diced tomatoes, corn, green chilies, and black beans (if using).
3. Stir everything together until well combined.

Step 7: Return the Chicken

1. Add the browned chicken back into the skillet.
2. Stir to distribute the chicken evenly throughout the rice mixture.

Step 8: Simmer

1. Bring the mixture to a gentle boil.
2. Reduce the heat to low.
3. Cover the skillet with a tight-fitting lid.
4. Simmer for 18–20 minutes, or until the rice is tender and most of the liquid has been absorbed.

Step 9: Add the Cheese

1. Remove the lid and gently stir the mixture.
2. Sprinkle the cheddar cheese and Monterey Jack cheese evenly over the top.
3. Cover the skillet again for 2–3 minutes, allowing the cheese to melt completely.

Step 10: Garnish and Serve

1. Remove from heat.
2. Top with your favorite garnishes, such as:
   • Chopped cilantro
   • Green onions
   • Jalapeño slices
   • Avocado
   • Sour cream
   • Crushed tortilla chips
   • Lime wedges
3. Serve immediately while hot and cheesy.